Club Package
PREFERRED CLUB provides:
- Property coverage for business interruption with unlimited extended indemnity
- Agreed value for building and personal property
- General Liability forms designed exclusively for the golf & club industry
- Covers members’ Property
- Herbicide and pesticide with full Pollution options
- $1 million to $2.5 million tee-to-green coverage including all playing surfaces with wind peril
- Liquor Liability
- Errant ball coverage
Workers’ Compensation
We offer the club industry’s leading Workers’ Compensation solution, featuring:
- Premier risk management and loss control program.
- Highest level of customer satisfaction for claims resolution. (Source: Goldman Sachs, April 2009)
- Access to Managed Care, drug-free, and state-specific credits where available
- Various payment plan options
D&O Liability
The Preferred Club Program provides Directors & Officers Liability including:
- Full Employment Practice Liability (EPL) coverage with options to cover up to Umbrella limits
- Broad Form with separate limits and aggregates for D&O and EPL
- A.M. Best A++ XV Financial stability
Umbrella Liability
Our mono-line ClubCover Umbrella Liability product provides:
- Up to $25 million limits (and higher where necessary)
- Ability to sit atop ANY primary club insurer with an A.M. Best A- VI rating or better
- Ability to sit atop EPL and D&O policies (up to $10 million sub-limit)
Access to various A.M. Best A and better rated insurance company


