Appetite Guide

Venture Swoosh

Select an industry from the menu below to view available products, professions and revenue/coverage limits:

Product Overview | Architects & Engineers | Artisan Contractors | Consulting | Creative & Design | Financial | Health, Beauty, Fitness | Janitorial | Landscaping | Legal | Marketing & PR | Misc Business Services | Real Estate | Retail | Technology


ARCHITECTURE & ENGINEERING
Available Products: PL & GL* | Revenue Limits: $500K | Coverage/Liability Limits: $3M | State Exclusions: No PL in VA, VT
âś“ Architecture âś“ Engineering design services
âś“ Building/construction inspection âś“ Environmental engineering
âś“ Civil engineering âś“ Industrial engineering
âś“ Control systems integration/automation âś“ Landscape architect
âś“ Draftsman (including CAD/CAM) âś“ Process engineering
âś“ Electrical engineering âś“ Project manager (architecture or engineering)
âś“ Engineering âś“ Transportation engineering
ARTISAN CONTRACTORS
Available Products: GL* | GL Revenue Limit: $500K | Coverage/Liability Limits: $2M | State Exclusions: NY
âś“ Appliance and accessories installation and repair âś“ Interior finishing work
✓ Carpet, rug, furniture, or upholstery cleaning (customer’s premises only) ✓ Locksmiths
âś“ Clock making and repair âś“ Masonry work
âś“ Door or window installation and repair âś“ Plastering or stucco work
âś“ Driveway or sidewalk paving/repaving âś“ Plumbing (commercial and residential)
âś“ Drywall or wallboard installation and repair âś“ Sign painting and lettering (interior and exterior)
âś“ Fence installation and repair âś“ Upholstery work
âś“ Glass installation and repair (no auto work) âś“ Window cleaning (nothing above 15 feet)
CONSULTING
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Business consulting âś“ Marketing consulting
âś“ Education consulting âś“ Research consulting
âś“ Human Resources (HR) consulting âś“ Resume consulting
âś“ IT consulting âś“ Strategy consulting
âś“ Management consulting âś“ Other consulting services
CREATIVE & DESIGN
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Graphic design âś“ Photography; Client videography
âś“ Photo booths âś“ Visual effect designer for films/videos
Available Products: PL & GL* | PL/GL Revenue Limit: $5M | Coverage/Liability Limits: $5M | State Exclusions: No PL in VA, VT
âś“ Interior design âś“ Professional organizer
FINANCIAL SERVICES
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Accounting (PL Revenue Limit: $1M | PL Coverage/Liability Limit: $3M) âś“ Medical billing (No PL in NY)
âś“ Bookkeeping âś“ Tax preparation
Available Products: GL, BOP* | GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Actuarial services âś“ Mortgage brokering/banking
Available Products: GL* | GL Revenue Limit: $5M | Coverage/Liability Limit: $5M
âś“ Financial auditing or consulting âś“ Stock brokering
âś“ Investment advice
Available Products: PL* | PL Revenue Limit: $1M | Coverage/Liability Limit: $3M
âś“ Insurance agent services
HEALTH, BEAUTY & FITNESS
Available Products: PL & GL* | PL/GL Revenue Limit: $5M | Coverage/Liability Limits: $5M (PL Cap $1M in IL)
âś“ Acupressure services (No coverage in NV) âś“ Massage therapy
âś“ Acupuncture services (No coverage in NV) âś“ Mental health counseling
âś“ Art therapy âś“ Music therapy
âś“ Audiology (No PL in NV) âś“ Nail technician services
âś“ Barber/hair stylist services âś“ Occupational therapy
âś“ Beautician/cosmetology services âś“ Personal training (health & fitness)
âś“ Dance therapy âś“ Psychology
âś“ Diet/nutrition services âś“ Pilates instruction
âś“ Drama therapy âś“ Small salon owner
âś“ Esthetician services âś“ Social work services
âś“ First aid and CPR training âś“ Speech therapy (No coverage in NV)
âś“ Hypnosis âś“ Substance abuse counseling
âś“ Marriage and family therapy âś“ Yoga instruction
JANITORIAL SERVICES
Available Products: GL* | GL Payroll Limit: $500K | Coverage/Liability Limit: $2M
âś“ Dryer vent cleaning âś“ Residential cleaning services (interior and exterior)
âś“ Janitorial/cleaning services âś“ Small commercial office cleaning (interior only)
LANDSCAPING SERVICES
Available Products: GL* | GL Payroll Limit: $500K | Coverage/Liability Limit: $2M
âś“ Gutter or chimney cleaning âś“ Lawn care services (residential and commercial)
âś“ Landscaping/gardening services (residential and commercial) âś“ Snow blowing and removal (no auto coverage)
LEGAL SERVICES
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Claims adjusting (No PL in NY) âś“ Expert witness services
âś“ Court reporting âś“ Notary services (No PL in CA)
âś“ Document preparation âś“ Process server
Available Products: GL, BOP* | GL Square Footage Cap: 35K | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Legal services âś“ Trustee services
MARKETING & PUBLIC RELATIONS
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Advertising âś“ Marketing/media consulting
âś“ Brand consultant âś“ Public relations
âś“ Digital marketing âś“ Search engine services (SEO/SEM)
âś“ Direct marketing âś“ Social media consultant
âś“ Market research âś“ Other marketing/PR services
MISCELLANEOUS BUSINESS SERVICES
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Answering/paging services âś“ Project management
âś“ Auctioneering âś“ Recruiting (employment placements)
âś“ Business manager services âś“ Talent agency
âś“ Event planning/promotion âś“ Training (business, vocational or life skills)
âś“ Executive placement âś“ Translating/interpreting
âś“ Life/career/executive coaching âś“ Travel agency
âś“ Personal concierge/assistant âś“ Tutoring
REAL ESTATE
Available Products: PL & GL* | PL/GL Revenue Limit: $5M ($500K in CA) | Coverage/Liability Limits: $5M ($3M in CA, $1M in NY) | State Exclusions: No PL in CO, IA, ID, KY, LA, MS, ND, NE, NM, RI, SD, TN, WY
âś“ Property management âś“ Real estate agent/broker (GL Payroll Limit: $3M | No PL in VT)
RETAIL
Available Products: GL* | GL Revenue Limit: $3M | Coverage/Liability Limit: $2M
âś“ Appliance stores âś“ Home furnishing stores
âś“ Clothing apparel stores âś“ Jewelry stores
âś“ Electronic stores âś“ Other stores (no food/drink)
âś“ Florists âś“ Other stores (with food/drinks)
TECHNOLOGY
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
âś“ Application development: smartphone/mobile/tablet (PL Cap $1M) âś“ IT consulting
âś“ Application service provider âś“ IT project management
âś“ Computer consultant âś“ IT software/hardware training services
âś“ Computer programming services âś“ Internet hosting services
âś“ Computer system/network developer âś“ Software development
âś“ Custom software programmer/developer âś“ Technology services
âś“ Data processing âś“ Value added reseller of computer hardware
âś“ Database designer âś“ Website design
âś“ Game developer âś“ Other technology services

Robert Mulhern

Executive Vice President
Northeast, Mid-Atlantic, South West Regions

Robert Mulhern is the Executive Vice President at Venture Programs. Since joining the company in 1994, he has played a key role in underwriting and program management, previously serving as a senior underwriter and manager for the PREFERRED CLUB program. Currently, he leads the national sales efforts for PREFERRED CLUB and oversees broker relationships across the Northeast, Mid-Atlantic and Southwestern territories.

Recognized as a leading authority on club insurance issues, Rob has been featured in numerous golf industry publications for his expertise. Before joining Venture, he was a senior commercial lines underwriter at Philip J. Harvey & Co., Inc. specializing in middle-market business. Rob holds a bachelor’s degree in Business Administration from New Hampshire College and a Pennsylvania property & casualty agent license.

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