Winery & Vineyard Insurance
UNCORKED™ is Venture’s newest exclusive program, tailored for agents and brokers serving the wine industry.
Specialty Coverage for Wine Businesses
Venture’s UNCORKED™ insurance program is an exclusive program designed to meet the unique exposures of wine businesses, offering specialized coverage, risk management, and responsive claims handling.
Whether your client is growing grapes, bottling vintages, or distributing wine, UNCORKED offers seamless protection at every stage of the process.
Eligible Risks
- Wineries
- Vineyards
- Wine storage & packaging facilities
- Wine retailers & distributors
- Wine merchandising businesses
Features
- Seamless Stock Throughput from vineyard to bottle
- Comprehensive “All Risk” coverage including Wildfire, Earthquake & Flood
- High catastrophe limits with low, fixed-dollar deductibles
- Coverage flexibility of an A.M. Best “A” (Excellent) rated E&S insurer
- Temperature Control Failure preventing spoilage from refrigeration or HVAC breakdowns
- Processing Errors & Extra Expense against mistakes and additional production costs
- Transit Extra Expense for rerouting or expedited shipping
Risk Management
UNCORKED provides access to leading risk management services including:
- Claim data, trend analysis and claims reviews available
- Industry-focused loss control & risk management services
- Online resource access to insights, reminders and checklists to manage wine risks
- Wildfire risk intelligence & mitigation tools
- Customizable deductible options
- Multi-state coverage available
Lines of Business
- General Liability
- Liquor Liability
- Workers' Compensation
- Commercial Property
- Business Interruption
- Commercial Auto
- Crop Insurance
- Product Liability
- Contamination and Spoilage
- Equipment Breakdown
- Cyber Liability Insurance
- Umbrella Liability
- Temperature Control Failure – Prevents spoilage from refrigeration or HVAC breakdowns
- Processing Errors & Extra Expense – Protects against mistakes and additional production costs
- Transit Extra Expense for rerouting or expedited shipping
- Selling Price Valuation – Reimburses finished wine and grapes at retail price
- Contingent Business Interruption (CBI) – For supplier and distributor disruptions
- Special Events Liability
Submission Criteria:
- Winery Application
- Barrel Management & Wildfire Questionnaire
- Winery Statement of Values
Submit completed forms to:
marketing@ventureprograms.com
Questions?
Call 800-282-6247
Marketing:
Territory Map Sales Contacts
Click on each region to view contact information.