Small Business Insurance

Write 150 types of individual or business insurance policies through our new Small Business unit.

Small Business Insurance

Venture has partnered with USLI and HISCOX to provide agents and brokers the ability to quote and bind business online for more than 150 classes of business. Register your agency today and licensed producers earn 15% on all placements. Coverage includes PL and GL for individuals starting as low as $75 per policy, and PL, GL and BOPs for small businesses less than $15,000 in premium.

View eligible products and professions below:

USLI
GET A QUOTE

Professional

  • Allied Health
  • Community Association Professional Liabiltiy
  • Cyber Liability and Data Security Plus
  • Employment Practices Liability
  • Medical Providers
  • MicroTek Pak
  • Non Profit Directors & Officers
  • Property Managers
  • Real Estate Errors & Omissions
  • Specified Professions Error & Omissions

Non-Profit Package

  • Arts & Culture
  • Community Association Package
  • Condo Mini
  • Specialty Non Profit Package (Business Association Guard/Charity Protector)
  • Houses of Worship
  • Sports Advantage

Special Events

  • Special Events
  • Wedding
  • Long Shot
GET A QUOTE
ARCHITECTURE & ENGINEERING
Available Products: PL & GL* | Revenue Limits: $500K | Coverage/Liability Limits: $3M | State Exclusions: No PL in VA, VT
✓ Architecture ✓ Engineering design services
✓ Building/construction inspection ✓ Environmental engineering
✓ Civil engineering ✓ Industrial engineering
✓ Control systems integration/automation ✓ Landscape architect
✓ Draftsman (including CAD/CAM) ✓ Process engineering
✓ Electrical engineering ✓ Project manager (architecture or engineering)
✓ Engineering ✓ Transportation engineering
ARTISAN CONTRACTORS
Available Products: GL* | GL Revenue Limit: $500K | Coverage/Liability Limits: $2M | State Exclusions: NY
✓ Appliance and accessories installation and repair ✓ Interior finishing work
✓ Carpet, rug, furniture, or upholstery cleaning (customer’s premises only) ✓ Locksmiths
✓ Clock making and repair ✓ Masonry work
✓ Door or window installation and repair ✓ Plastering or stucco work
✓ Driveway or sidewalk paving/repaving ✓ Plumbing (commercial and residential)
✓ Drywall or wallboard installation and repair ✓ Sign painting and lettering (interior and exterior)
✓ Fence installation and repair ✓ Upholstery work
✓ Glass installation and repair (no auto work) ✓ Window cleaning (nothing above 15 feet)
CONSULTING
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Business consulting ✓ Marketing consulting
✓ Education consulting ✓ Research consulting
✓ Human Resources (HR) consulting ✓ Resume consulting
✓ IT consulting ✓ Strategy consulting
✓ Management consulting ✓ Other consulting services
CREATIVE & DESIGN
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Graphic design ✓ Photography; Client videography
✓ Photo booths ✓ Visual effect designer for films/videos
Available Products: PL & GL* | PL/GL Revenue Limit: $5M | Coverage/Liability Limits: $5M | State Exclusions: No PL in VA, VT
✓ Interior design ✓ Professional organizer
FINANCIAL SERVICES
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Accounting (PL Revenue Limit: $1M | PL Coverage/Liability Limit: $3M) ✓ Medical billing (No PL in NY)
✓ Bookkeeping ✓ Tax preparation
Available Products: GL, BOP* | GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Actuarial services ✓ Mortgage brokering/banking
Available Products: GL* | GL Revenue Limit: $5M | Coverage/Liability Limit: $5M
✓ Financial auditing or consulting ✓ Stock brokering
✓ Investment advice
Available Products: PL* | PL Revenue Limit: $1M | Coverage/Liability Limit: $3M
✓ Insurance agent services
HEALTH, BEAUTY & FITNESS
Available Products: PL & GL* | PL/GL Revenue Limit: $5M | Coverage/Liability Limits: $5M (PL Cap $1M in IL)
✓ Acupressure services (No coverage in NV) ✓ Massage therapy
✓ Acupuncture services (No coverage in NV) ✓ Mental health counseling
✓ Art therapy ✓ Music therapy
✓ Audiology (No PL in NV) ✓ Nail technician services
✓ Barber/hair stylist services ✓ Occupational therapy
✓ Beautician/cosmetology services ✓ Personal training (health & fitness)
✓ Dance therapy ✓ Psychology
✓ Diet/nutrition services ✓ Pilates instruction
✓ Drama therapy ✓ Small salon owner
✓ Esthetician services ✓ Social work services
✓ First aid and CPR training ✓ Speech therapy (No coverage in NV)
✓ Hypnosis ✓ Substance abuse counseling
✓ Marriage and family therapy ✓ Yoga instruction
JANITORIAL SERVICES
Available Products: GL* | GL Payroll Limit: $500K | Coverage/Liability Limit: $2M
✓ Dryer vent cleaning ✓ Residential cleaning services (interior and exterior)
✓ Janitorial/cleaning services ✓ Small commercial office cleaning (interior only)
LANDSCAPING SERVICES
Available Products: GL* | GL Payroll Limit: $500K | Coverage/Liability Limit: $2M
✓ Gutter or chimney cleaning ✓ Lawn care services (residential and commercial)
✓ Landscaping/gardening services (residential and commercial) ✓ Snow blowing and removal (no auto coverage)
LEGAL SERVICES
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Claims adjusting (No PL in NY) ✓ Expert witness services
✓ Court reporting ✓ Notary services (No PL in CA)
✓ Document preparation ✓ Process server
Available Products: GL, BOP* | GL Square Footage Cap: 35K | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Legal services ✓ Trustee services
MARKETING & PUBLIC RELATIONS
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Advertising ✓ Marketing/media consulting
✓ Brand consultant ✓ Public relations
✓ Digital marketing ✓ Search engine services (SEO/SEM)
✓ Direct marketing ✓ Social media consultant
✓ Market research ✓ Other marketing/PR services
MISCELLANEOUS BUSINESS SERVICES
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Answering/paging services ✓ Project management
✓ Auctioneering ✓ Recruiting (employment placements)
✓ Business manager services ✓ Talent agency
✓ Event planning/promotion ✓ Training (business, vocational or life skills)
✓ Executive placement ✓ Translating/interpreting
✓ Life/career/executive coaching ✓ Travel agency
✓ Personal concierge/assistant ✓ Tutoring
REAL ESTATE
Available Products: PL & GL* | PL/GL Revenue Limit: $5M ($500K in CA) | Coverage/Liability Limits: $5M ($3M in CA, $1M in NY) | State Exclusions: No PL in CO, IA, ID, KY, LA, MS, ND, NE, NM, RI, SD, TN, WY
✓ Property management ✓ Real estate agent/broker (GL Payroll Limit: $3M | No PL in VT)
RETAIL
Available Products: GL* | GL Revenue Limit: $3M | Coverage/Liability Limit: $2M
✓ Appliance stores ✓ Home furnishing stores
✓ Clothing apparel stores ✓ Jewelry stores
✓ Electronic stores ✓ Other stores (no food/drink)
✓ Florists ✓ Other stores (with food/drinks)
TECHNOLOGY
Available Products: PL, GL, BOP* | PL/GL Revenue Limit: $5M | BOP Revenue Limit: $3M | Coverage/Liability Limits: $5M
✓ Application development: smartphone/mobile/tablet (PL Cap $1M) ✓ IT consulting
✓ Application service provider ✓ IT project management
✓ Computer consultant ✓ IT software/hardware training services
✓ Computer programming services ✓ Internet hosting services
✓ Computer system/network developer ✓ Software development
✓ Custom software programmer/developer ✓ Technology services
✓ Data processing ✓ Value added reseller of computer hardware
✓ Database designer ✓ Website design
✓ Game developer ✓ Other technology services

Robert Mulhern

Executive Vice President
Northeast, Mid-Atlantic, South West Regions

Robert Mulhern is the Executive Vice President at Venture Programs. Since joining the company in 1994, he has played a key role in underwriting and program management, previously serving as a senior underwriter and manager for the PREFERRED CLUB program. Currently, he leads the national sales efforts for PREFERRED CLUB and oversees broker relationships across the Northeast, Mid-Atlantic and Southwestern territories.

Recognized as a leading authority on club insurance issues, Rob has been featured in numerous golf industry publications for his expertise. Before joining Venture, he was a senior commercial lines underwriter at Philip J. Harvey & Co., Inc. specializing in middle-market business. Rob holds a bachelor’s degree in Business Administration from New Hampshire College and a Pennsylvania property & casualty agent license.

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